So who loves insurance?
I LOVE INSURANCE! (I don't have quite so much hubris as to believe I am the only one). I love everything about it. Many of the reasons that I Love insurance you either don't give a damn about or wouldn't make sense to you (not because you're dumb though). However, there are a few that I feel are relevant to an insurance consumer and I wanted to share those with you.
So here are, in no particular order, 3 Things to LOVE about Insurance!
- Insurance is all about Honesty and Goodness...
- Unlike your taxes which is a game of "how much can I hide from the government". Insurance carriers reward those that are honest about their risk. Insurance is about understanding risk. The better a carrier understands the risk the more flexible they become with pricing. Flexibility in pricing is a good thing!
- Insurance, does NOT take holidays...
- Your insurance policy is an investment working 24 hours a day 7 days week. Your insurance policy follows you every where you go in the world. Your insurance policy does not need a 15 minute break every 3 hours. Your insurance policy lives and breathes (in the metaphorical sense) protecting you, your family, your business, whatever you tell it to.
- Insurance is a cheap date...
- Your insurance policy is like that first date who says "I love cafes." Score! I know what your saying to yourself right now, "Insurance is not cheap it's a monthly expense that eats into my cash flow." I can fully appreciate that paying your premium every month is not something you look forward to but let's look at the reality of what insurance provides. You own a reasonably sized retail shoe shop and pay £1,000 a year for a Business Owners Policy (BOP). During the winter a 35 year-old doctor walks in your shop to get a new pair of shoes, slips on wet tiles and breaks her back. What does your insurance policy do, because its the cheapest date ever, your insurance policy says "Who cares you've only paid me £1,000, I'm going to give you a £1,000,000 to make sure that you keep your Shoe Shop." In terms of Value insurance is the cheapest business expense you have.
For a business insurance quotation please click here.
Back to all Health Insurance Articles
